Yesterday, I hit the rate limits on all my AI subscriptions. I was blocked. For two hours. I was just sitting there, staring at the message in Copilot CLI… wondering what to do next. Do I: Buy extra credits? Upgrade my plans to some “pro max” tier Or just code by myself like I used to? First option = more money. And honestly, I wasn’t ready to invest more. Second option = free, but let’s be real…