State of Software Engineering in 2026: A Reality Check Beyond the AI Hype Three and a half years ago, Matt Welsh, PhD and former Google engineer, published "The End of Programming" in Communications of the ACM and declared that classical computer science was over. The meteor had hit. Engineers were the dinosaurs. The state of software engineering in 2026, he implied, would look nothing like what
GitHub Copilot just got a lot more complicated — and not in a good way. If you tried to sign up for Copilot Pro recently and hit a wall, that's not a bug. GitHub quietly paused new sign-ups for Copilot Pro, Pro+, and Student plans starting in late April 2026. No end date announced. No workaround offered. Just a message and a door that won't open. That alone would be worth covering. But they made t
[05] When to Pull the Trigger on FIRE — Monte Carlo Says You're Already Free This is Part 5 of a 6-part series: Building Investment Systems with Python "You need 25x your annual expenses." That's the standard FIRE rule. For ¥9.6M annual expenses, that's ¥240M. Most people see that number and think: "I'll never get there." But the 25x rule assumes a fixed 4% withdrawal rate, zero income, zero ada
[04] The 90/10 Portfolio — Dividend Core + Growth Satellite with a Live Simulator This is Part 4 of a 6-part series: Building Investment Systems with Python In the manifesto, I described a 90/10 portfolio philosophy: 90% in dividend-growing core positions, 10% in a deep-value satellite aiming for 3-5x. Today we build both sides — the dividend snowball model for the core, and a live interactive s
[03] Designing a Personal Commitment Line — Two Loans, One Defense System This is Part 3 of a 6-part series: Building Investment Systems with Python Every major corporation maintains a revolving credit facility — a pre-arranged borrowing line they can draw from instantly during a crisis. They pay a commitment fee for the privilege of having this standby capacity, even when they don't use it. The
[02] Stress Testing Your Life — What Happens at -30%, -50%, -60%? This is Part 2 of a 6-part series: Building Investment Systems with Python After the 2008 financial crisis, regulators required banks to run stress tests — hypothetical scenarios where markets crash 30%, 40%, 60% — and prove they could survive. Your personal balance sheet faces the same risks. If you hold a securities-backed loan,