Why this list is different The "best" email API depends entirely on what you're building. A side project optimizing for the free tier needs different things than a Series B SaaS sending two million transactional emails a month. This post grades eight providers against the criteria that actually move the needle in production, and tells you which one to pick for which use case. Most roundups in th
If you want to Automate GitHub PRs, the real goal is not just adding another bot comment to a pull request. The goal is to give reviewers the context they usually have to gather manually: who owns the service, whether it is deployed, whether basic repository standards are in place, and whether the change looks safe to merge. A useful AI pull request workflow can do exactly that. When a PR opens, i
[05] When to Pull the Trigger on FIRE — Monte Carlo Says You're Already Free This is Part 5 of a 6-part series: Building Investment Systems with Python "You need 25x your annual expenses." That's the standard FIRE rule. For ¥9.6M annual expenses, that's ¥240M. Most people see that number and think: "I'll never get there." But the 25x rule assumes a fixed 4% withdrawal rate, zero income, zero ada
[04] The 90/10 Portfolio — Dividend Core + Growth Satellite with a Live Simulator This is Part 4 of a 6-part series: Building Investment Systems with Python In the manifesto, I described a 90/10 portfolio philosophy: 90% in dividend-growing core positions, 10% in a deep-value satellite aiming for 3-5x. Today we build both sides — the dividend snowball model for the core, and a live interactive s
[03] Designing a Personal Commitment Line — Two Loans, One Defense System This is Part 3 of a 6-part series: Building Investment Systems with Python Every major corporation maintains a revolving credit facility — a pre-arranged borrowing line they can draw from instantly during a crisis. They pay a commitment fee for the privilege of having this standby capacity, even when they don't use it. The
[02] Stress Testing Your Life — What Happens at -30%, -50%, -60%? This is Part 2 of a 6-part series: Building Investment Systems with Python After the 2008 financial crisis, regulators required banks to run stress tests — hypothetical scenarios where markets crash 30%, 40%, 60% — and prove they could survive. Your personal balance sheet faces the same risks. If you hold a securities-backed loan,
Well, I have been on GitHub since 2019, even before the lockdown. Back then, I did not properly use GitHub. I used to just make projects, upload the code, and share it with friends. But I never really understood the point of GitHub. I think I missed my tutorials on GitHub. But now, I’ll share some key ways to actually make the best out of it. Your GitHub profile is not just a bio page. It is your
A collective list of free APIs