I’m going on a short vacation this week, so this post is coming out a bit earlier than usual. I actually had a different, more “useful” topic in mind — something educational, something responsible. But then I came across this fascinating article: I don’t like Tailwind. Sorry not sorry written by @freshcaffeine , and I couldn’t get it out of my head. So I decided to write a response instead. I actu
🤔 Why v0 Output Alone Isn't Production-Ready If you've used v0.dev to spin up a landing page, you've probably hit the same wall on the next step. The component looks clean inside v0, but the moment you drop it into your Next.js project the design tokens drift, dark mode breaks, metadata is empty, and Lighthouse scores land in the 60s. This isn't a v0 limitation — it's that v0's output is "desig
[05] When to Pull the Trigger on FIRE — Monte Carlo Says You're Already Free This is Part 5 of a 6-part series: Building Investment Systems with Python "You need 25x your annual expenses." That's the standard FIRE rule. For ¥9.6M annual expenses, that's ¥240M. Most people see that number and think: "I'll never get there." But the 25x rule assumes a fixed 4% withdrawal rate, zero income, zero ada
[04] The 90/10 Portfolio — Dividend Core + Growth Satellite with a Live Simulator This is Part 4 of a 6-part series: Building Investment Systems with Python In the manifesto, I described a 90/10 portfolio philosophy: 90% in dividend-growing core positions, 10% in a deep-value satellite aiming for 3-5x. Today we build both sides — the dividend snowball model for the core, and a live interactive s
[03] Designing a Personal Commitment Line — Two Loans, One Defense System This is Part 3 of a 6-part series: Building Investment Systems with Python Every major corporation maintains a revolving credit facility — a pre-arranged borrowing line they can draw from instantly during a crisis. They pay a commitment fee for the privilege of having this standby capacity, even when they don't use it. The
[02] Stress Testing Your Life — What Happens at -30%, -50%, -60%? This is Part 2 of a 6-part series: Building Investment Systems with Python After the 2008 financial crisis, regulators required banks to run stress tests — hypothetical scenarios where markets crash 30%, 40%, 60% — and prove they could survive. Your personal balance sheet faces the same risks. If you hold a securities-backed loan,